Effective Date: 7-19-2024

Disclosures

Legal Disclosures:

A. Compliance with Laws:

Madivio complies with all applicable federal, state, and local laws and regulations, including but not limited to the Health Insurance Portability and Accountability Act (HIPAA), the California Consumer Privacy Act (CCPA), and other state-specific data privacy laws.

B. Licensing and Regulation:

Affordable Business Management Services, Inc. dba Madivio is licensed to operate as an insurance agency. Our National Producer Number (NPN) is 20254562. For more information about our licensing, you may contact your state insurance department.


Data Collection and Use:

A. Information We Collect:

For detailed information about the types of data we collect and how we use it, please refer to our Privacy Policy [Insert Link to Privacy Policy].

B. Use of Cookies and Tracking Technologies:


We use cookies and other tracking technologies to enhance your experience on our website. For more information, please see our Cookie Policy [Insert Link to Cookie Policy]


Financial Disclosures:

Fees and Compensation: Madivio may receive compensation from insurance carriers for the sale of insurance products. This compensation may include commissions and other payments. We do not charge clients additional fees for our services unless otherwise disclosed.


Third-Party Relationships:

A. Service Providers:

We may engage third-party service providers to assist with our business operations. These providers are contractually obligated to protect your information and only use it for the purposes for which it was shared.

C. Affiliate Links and Advertising:

Our website may contain affiliate links and advertisements. If you click on these links or advertisements, we may receive compensation. These links do not imply our endorsement of the products or services offered through them.


Risk Disclosures:

A. No Guarantee of Results:

Madivio does not guarantee specific results from the use of our services. Insurance coverage and rates are subject to the terms and conditions of the issuing insurance carrier.

B. Investment Risks:

If applicable, any investment-related services or products involve risks, including the possible loss of principal. Past performance is not indicative of future results.


Contact Us:

If you have any questions or need further information about our disclosures, please contact us Here.